Agreement to Terms
By downloading, installing, or using the StockFlash mobile application, you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and StockFlash regarding your use of our service. If you do not agree to these Terms, please do not use our application.
These Terms apply to all users of StockFlash, regardless of how you access or use our service. We may modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of StockFlash after any such changes constitutes your acceptance of the new Terms.
Description of Service
StockFlash is a mobile application that provides financial news summaries and analysis services. Our service includes:
- News Summarization: We provide concise 50-60 word summaries of financial news articles from various sources.
- Sentiment Analysis: Our AI technology analyzes news content to provide sentiment indicators (positive/negative) to help users understand market implications.
- AI Chat Feature: Users can interact with our AI system to ask questions and receive explanations about news stories and market topics.
- Real-time Updates: We provide timely updates on financial news and market developments.
StockFlash is designed to be an informational tool to help users stay informed about financial markets. We do not provide investment advice, recommendations, or personalized financial guidance.
User Responsibilities
As a user of StockFlash, you agree to use our service responsibly and in accordance with these Terms:
Appropriate Use: You agree to use StockFlash only for its intended purpose of accessing financial news and information. You will not use our service for any illegal, harmful, or unauthorized purposes.
Information Accuracy: While we strive to provide accurate and timely information, you acknowledge that financial markets are complex and rapidly changing. You are responsible for verifying information and making your own informed decisions.
No Reverse Engineering: You agree not to reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of our application or our proprietary algorithms.
Compliance with Laws: You agree to comply with all applicable local, state, national, and international laws and regulations in your use of StockFlash.
Investment Disclaimer
Not Investment Advice: StockFlash provides news summaries and analysis for informational purposes only. Nothing in our application constitutes investment advice, financial advice, trading advice, or any other sort of advice. You should not treat any of the content as such.
No Recommendations: We do not recommend or endorse any specific investments, securities, or trading strategies. All investment decisions are your own responsibility, and you should consult with qualified financial advisors before making investment decisions.
Market Risks: You acknowledge that investing in financial markets involves substantial risk of loss, and you may lose some or all of your investment. Past performance does not guarantee future results.
Independent Research: You agree to conduct your own research and due diligence before making any investment decisions. StockFlash should be used as one of many information sources in your research process.
Intellectual Property Rights
StockFlash and all its content, features, and functionality are owned by StockFlash and are protected by copyright, trademark, and other intellectual property laws:
Our Content: All news summaries, analysis, AI-generated content, and other materials created by StockFlash are our intellectual property. You may use this content for personal, non-commercial purposes only.
Third-Party Content: We aggregate news from various sources, and the original content remains the property of those respective sources. We provide summaries and analysis under fair use principles.
User License: We grant you a limited, non-exclusive, non-transferable license to use StockFlash for your personal use in accordance with these Terms.
Service Availability
We strive to provide reliable and continuous service, but we cannot guarantee uninterrupted access to StockFlash:
Maintenance: We may temporarily suspend service for maintenance, updates, or improvements. We will attempt to provide advance notice when possible.
Technical Issues: Service may be interrupted due to technical problems, internet connectivity issues, or other factors beyond our control.
Service Modifications: We reserve the right to modify, suspend, or discontinue any aspect of our service at any time, with or without notice.
Limitation of Liability
To the fullest extent permitted by law, StockFlash and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, or business opportunities
- Investment losses or financial damages
- Loss of data or information
- Business interruption or loss of goodwill
- Any other commercial damages or losses
Our total liability to you for all claims arising from or relating to StockFlash shall not exceed the amount you paid to us for the service in the twelve months preceding the claim, or $100, whichever is greater.
Indemnification
You agree to indemnify, defend, and hold harmless StockFlash and its affiliates, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses arising from:
- Your use of StockFlash in violation of these Terms
- Your investment decisions based on information from StockFlash
- Any breach of your representations or warranties in these Terms
- Your violation of any applicable laws or regulations
Privacy and Data Protection
Your privacy is important to us. Our collection and use of information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using StockFlash, you consent to the collection and use of information as described in our Privacy Policy.
We are committed to protecting your privacy and have designed StockFlash to minimize data collection. We do not require user accounts, track locations, or use third-party cookies.
Termination
These Terms remain in effect until terminated by either you or StockFlash:
Termination by You: You may terminate your use of StockFlash at any time by uninstalling the application from your device.
Termination by Us: We may terminate or suspend your access to StockFlash immediately, without prior notice, if you breach these Terms or engage in prohibited activities.
Effect of Termination: Upon termination, your right to use StockFlash will cease immediately, and you must delete the application from your device.
Governing Law and Disputes
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where StockFlash is headquartered, without regard to conflict of law principles.
Any disputes arising from or relating to these Terms or your use of StockFlash shall be resolved through binding arbitration, except that either party may seek injunctive relief in court to protect intellectual property rights.
Contact Information
If you have any questions about these Terms of Service, please contact us. We are committed to addressing your concerns and maintaining clear communication with our users.
These Terms represent the complete agreement between you and StockFlash regarding your use of our service and supersede any prior agreements or understandings.
